Insurance for you

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Insurance 		Life Cover &
Critical Illness Cover 		Income Protection (PHI)
Funeral Expenses (Whole of Life) Caravan/Motor Homes Travel Insurance

Home insurance

We have experienced, professional advisers who can provide an individual service. In many instances we can provide instant quotations and can offer immediate cover for;

Buildings
Contents
Personal possessions (away from home)
Accidental damage
Rented Property
Tenants' contents
Unoccupied Property
Overseas Property

Life cover & Critical Illness cover

If you have existing life insurance products, it might be worth reviewing your cover. Most Insurers have considerably reduced their premiums over the last few years and we may be able to offer you increased cover and/or reduced premiums.

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Have you increased your mortgage but not your life cover ?
Do you have enough cover for your dependents ?
Do you have loans to protect ?

We can provide mortgage life cover and life cover to protect your dependents and will advise you on the most suitable and cost effective product.

Income Protection (PHI)

This is designed to provide a regular income if you’re unable to work through illness or accident. The policy has very attractive premiums, you decide the amount of monthly benefit, the policy can last until retirement and can also be index linked.

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This is a particularly attractive plan for those without any employee sick pay benefits

Funeral Expenses (Whole of Life)

'Whole-of-life' plans are life assurance policies, designed to provide the policyholder with cover for their entire lifetime. The policies only pay out once the policyholder dies, when the policyholder's dependants will receive a lump sum, usually tax-free. Depending on the individual policy, policyholders may have to continue contributing to the plan right up until they die, or they may be able to stop paying in once they reach a stated age, even though the cover continues until they die.

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Caravan/Motor homes

We offer competitive quotes for most caravans & motor homes, please contact us for a quote.

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Travel insurance

We offer comprehensive cover that is simple &  low cost, we can provide instant quotes and place you on immediate cover. Cover is available for travellers up to age 64 and all documents are issued immediately.

Unfortunately, we cannot provide cover if you have any pre-existing medical conditions.

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Benefits

Single trip
Annual multi trip
Winter sports
Gap year
Business Cover
Last minute cover

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